Terms & conditions
STEMTIDE CREDIT terms — review before applying.
The full STEMTIDE CREDIT loan terms and conditions are available as a PDF below. Borrowers must review and accept these terms as part of any loan acceptance.
STEMTIDE CREDIT — Terms & Conditions (PDF)
Official version, in writing. Print or save a copy for your records.
What the document covers
- Loan offer, acceptance and disbursement procedure
- Interest, fees and total cost of credit disclosures
- Repayment, default and recovery procedures
- Borrower obligations, representations and warranties
- Privacy, data sharing and CRB reporting
- Dispute resolution and governing law
Website terms
Use of this website is subject to acceptance of the terms. Information here is informational only and does not constitute a binding loan offer — specific loan offers are issued in writing in the loan agreement before acceptance.
Governing law
These terms are governed by the laws of Kenya.
Next step
Talk to a loan officer or start online.
Apply now, request a callback, or estimate repayment with our calculator.