Loan calculator
Estimate your monthly repayment.
This calculator is a guide only. Final pricing, fees and approval depend on product, borrower profile and assessment.
Estimated monthlyKES 0
Apply Now
How to use this estimate
A planning tool, not a quote.
This calculator uses a standard reducing-balance amortisation formula. It’s designed to help you size up a loan against your monthly cash flow — not to produce a binding offer.
- Compare estimated repayment against your monthly cash flow and existing obligations.
- Try shorter and longer periods to see how affordability shifts.
- The default rate by product is indicative only — your actual rate depends on profile, security and exposure.
- Estimate does not include processing fees, insurance premiums (asset finance) or excise duty on fees.
- Final terms — total cost of credit in writing — are only issued after full assessment.
Method: payment = (P × r) / (1 − (1+r)−n), where P is principal, r is monthly rate and n is number of months. Reducing balance — early repayment reduces total interest paid.
How to apply
Pick the channel that suits you.
Apply online, talk to a loan officer, message us on WhatsApp or visit the office in Nairobi — every channel reaches the same review team.
Apply onlineStart a guided application and upload documents from any device.
Request callbackLeave a number — a loan officer will call within working hours.
WhatsApp usSend documents, ask product questions and confirm requirements.
Visit the officeWalk in for a face-to-face review at our Nairobi office.
Next step
Talk to a loan officer or start online.
Apply now, request a callback, or estimate repayment with our calculator.