Requirements
Documents and checks to prepare.
Clear requirements reduce back-and-forth and help the credit team review applications faster.
Non-Checkoff Loans
- ID / passport
- KRA PIN
- Proof of income
- Personal, emergency, short-term and top-up options
- Assessed using income, repayment history and affordability
Landlord Loans
- ID / passport
- KRA PIN
- Proof of income
- Rental income and occupancy considered in assessment
- Supports repairs, upgrades, expansion and cash-flow gaps
Business Loans
- ID / passport
- KRA PIN
- Proof of income
- Working capital, term loan, stock and contract options
- Built around business cash flow and transaction evidence
Asset Finance
- ID / passport
- KRA PIN
- Proof of income
- Vehicle, equipment, machinery and commercial asset finance
- Deposit, valuation and ownership documents guide approval
Employee Checkoff
- ID / passport
- KRA PIN
- Proof of income
- Salary, checkoff, emergency and school-fees variants
- Requires employer participation and payroll confirmation
Next step
Have your documents ready?
Start an application and the team will confirm any product-specific documents needed for final review.