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Privacy policy

Privacy-first borrower handling.

This static policy page should be reviewed by legal counsel before publication. The principles below describe how STEMTIDE CREDIT intends to handle borrower data.

What we collect

Identification, contact, income and product-specific information needed to assess affordability, fund the loan and service it.

How we use it

Application review, communication, disbursement, repayment servicing, regulatory reporting and complaint handling. We do not resell borrower data.

Who we share it with

Approved service providers (KYC, credit-bureau, payments) under contract, and regulators when legally required.

Your rights

You can request a copy of your data, ask for corrections, and request deletion subject to retention rules under Kenyan law.

Next step

Talk to a loan officer or start online.

Apply now, request a callback, or estimate repayment with our calculator.