Fraud awareness
Protect yourself from loan-related scams.
Real STEMTIDE CREDIT communication never asks for upfront fees, OTPs or PINs.
- STEMTIDE CREDIT will never ask you to pay an upfront fee to release a loan.
- We will never ask for your M-Pesa PIN, M-Pesa OTP, banking PIN or one-time password.
- Official communication only comes from hello@stemtidecredit.co.ke and our verified phone numbers.
- If a message looks suspicious, do not click links. Forward it to hello@stemtidecredit.co.ke and call us directly.
Reporting fraud
If you’ve received a fraudulent communication or believe your data has been misused, contact us on +254 700 000 000 immediately.
Next step
Talk to a loan officer or start online.
Apply now, request a callback, or estimate repayment with our calculator.